If we have money or savings it doesn’t mean we should be contented. We should be aware that money can easily disappear if not used properly. So as early as today we should learn how to save money. Like for example save some portion of your income at least 10% so when time comes and you need it, there is money to use. There are many available sites or program that can help you manage your income. Well, I’m not expert on this thing but you can find more info available at Annuity Advantage to help you understand how this annuity works.